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What Types of FlashPay Cards Are Available

FlashPay offers three card types, each designed for different needs. Choose the one that works best for you.

FlashPay LiteCard

The everyday virtual card for simple and smooth spending

FlashPay LiteCard is a reliable virtual Mastercard built for daily online payments and subscriptions. It does not use 3D Secure, making it ideal for platforms that require uninterrupted payment flows.

  • Network: Mastercard
  • Currencies: USD, EUR
  • Wallet support: Apple Pay & Google Pay
  • Activation Fee: USD 10
  • Authorization fee: USD 0.25 per transaction (successful or failed)

Use Cases: Amazon (US, UK, EU, Japan, Canada, Australia), AWS, Alibaba, AliExpress, Facebook Ads, general online shopping and subscriptions.

Spending Limits: Per transaction $200,000 | Daily $300,000 | Monthly $1,000,000

Best for

Users who want a flexible, general-purpose card without 3D Secure complexity.


FlashPay SecureCard

Enhanced security with adaptive 3D Secure

FlashPay SecureCard is a virtual Mastercard designed for merchants that require additional authentication. It supports adaptive 3D Secure via email, triggered only when required by the merchant. When used through Apple Pay or Google Pay, 3D Secure is not triggered, ensuring smooth and frictionless payments.

  • Network: Mastercard
  • Currencies: USD, EUR
  • Wallet support: Apple Pay & Google Pay
  • Activation Fee: USD 10
  • 3D Secure: Conditional, triggered only when required (via email)
  • Authorization fee: USD 0.25 per transaction

Use Cases: Merchants requiring occasional 3D Secure, Amazon, AWS, Alibaba, AliExpress, advertising platforms, secure online payments.

Spending Limits: Per transaction $200,000 | Daily $300,000 | Monthly $1,000,000

Best for

Users who need added security while keeping payments smooth and wallet-friendly.


FlashPay PremiumVisa

High-performance Visa card for global and professional use

FlashPay PremiumVisa is a virtual Visa card issued in Singapore, designed for global acceptance, business usage, and high-volume spending. It supports multiple wallets and email-based 3D Secure verification when required.

  • Network: Visa
  • Currency: USD
  • Wallet support: Apple Pay, Google Pay, Alipay+
  • Activation Fee: USD 10
  • Authorization fee: USD 0.5 + 0.1% of transaction amount
  • 3D Secure fee: USD 0.5 (only when triggered, via email)

Use Cases: SaaS platforms and recurring subscriptions, online advertising, global e-commerce and OTA bookings, business and professional expenses.

Spending Limits: Single transaction $150,000 | Daily $1,000,000 | Monthly $1,000,000 | Yearly $2,000,000

Best for

Power users, businesses, and frequent spenders who need maximum global compatibility.

Card Comparison Table

FeatureLiteCardSecureCardPremiumVisa
NetworkMastercardMastercardVisa
CurrenciesUSD, EURUSD, EURUSD
Activation Fee$10$10$10
3D SecureNoConditional (email)Yes (email)
Wallet SupportApple Pay, Google PayApple Pay, Google PayApple Pay, Google Pay, Alipay+
Authorization Fee$0.25$0.25$0.5 + 0.1%
Single Transaction Limit$200,000$200,000$150,000
Daily Spending Limit$300,000$300,000$1,000,000
Monthly Card Limit$1,000,000$1,000,000$1,000,000
Yearly Card LimitN/AN/A$2,000,000

Notes

  • Each FlashPay card is managed independently.
  • Limits are enforced automatically for security and compliance.
  • 3D Secure verification is email-based when triggered.

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